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Market Realist •

Best Credit Cards With No Foreign Transaction Fees If You're Traveling Abroad

You’re packing your bags for a trip to Europe and wondering how you’ll pay for things when you get there. Although it's wise to have a little cash in Euros in your pocket, you can get by using a credit card. If you’re traveling to a larger city like Paris, Lisbon, or Madrid, you’ll find that credit cards are accepted almost everywhere. However, you should be careful with what credit card you use. You want to use a card that doesn’t charge foreign transaction fees.

Foreign transaction fees charg
Market Realist •

Thinking About Buying a Home? Interest Rates Could Go Down in 2023

If the price of buying a home is out of your reach right now, wait a year. Things may be better in 2023. Economists with the Mortgage Bankers Association say a pending recession could result in a drop in home prices and mortgage rates.

As of October 2022, the average interest rate on a 30-year fixed mortgage was about 6.94 percent, according to Freddie Mac, more than double what it was a year ago. The average home price in the U.S. was about $450,000 in April. Home prices skyrocketed in 2022, f
Market Realist •

50/30/20 Is a Popular Budgeting Model — But Does It Work?

Inflation. Recession. Skyrocketing gas prices. Soaring interest rates. Every day you turn on the TV, news of the worsening economy is enough to make you want to go back to bed and pull the covers over your head.

With the rising costs of literally everything, now is as good a time as ever to start thinking of putting together a personal budget if you don’t already have one. Having a budget that outlines how much you need to spend on essentials like housing, utilities, and groceries can help you
Market Realist •

Make Sure You Ask These Questions Before Buying a Used Car

Skyrocketing gas prices may have you thinking about trading in your gas-guzzling SUV or mini-van for a vehicle that gets better mileage. Before you start shopping around for a used car, there are some things to keep in mind. Doing a little research before you start looking for a used car is wise.

Do you have your heart set on a specific make and model of vehicle? What are you willing to pay for a car? Do you have age or mileage limits in mind for the vehicle you hope to purchase? If you go in w
Market Realist •

Cheap Cruises You Can Book Now — Record-Low Prices Start at $26 Per Day

Cruise lines are still struggling from the COVID-19 pandemic shutdown of 2020. Although much of the travel industry has rebounded, travelers are hesitant about cruising, which has caused cruise lines to drop their prices to record lows.

According to travel website The Points Guy, Carnival Cruise Line is offering four-night cruises for as low as $26 per day. That’s a far cry from what cruising typically costs, which is about $152 per day for a base ticket price, reports CruiseHive.com.

Here are
FinanceBuzz •

How to Get Cheap Car Insurance with No Deposit

Have you been enticed by an insurance company offering very cheap car insurance for no deposit? Don’t be fooled, there’s no such thing.

When you sign up for car insurance with monthly premium payments, you usually have to pay a little more for your first payment than you do in payments over the remaining months of the policy. This first payment includes your first-month premium plus additional fees. Those extra fees are sometimes considered a deposit or down payment.

Some insurance companies t
FinanceBuzz •

Equitybee Review [2022]: Connecting Startup Employees and Accredited Investors

Equitybee helps connect startup employees with accredited investors who can help fund their stock options so they can benefit from the success of the companies they helped build.

Equitybee is a marketplace that connects startup employees with accredited investors who can help them exercise their stock options. Startups often offer their employees stock options as an incentive to join the team. But exercising stock options when the time comes can be expensive and may prevent the employee from be
FinanceBuzz •

Is Buying the Dip a Legitimate Investing Strategy?

Buying the dip is a legitimate way to try and “play” the stock market. But there’s more than meets the eye to this investing strategy.

Buying the dip is a legitimate investment strategy, but it can be tricky to execute and there are no guarantees that you’ll ultimately make money.

When the U.S. stock market is down (as it has been over the course of 2022), share prices generally fall. Buying stocks while their share price is down is known as “buying the dip” and could be a good investment stra
Freeway Insurance •

Web content for Insurance Company

Recognized as one of the most diverse cities in the United States, Irving is a suburb located in Texas’s Dallas/ Fort Worth area. The Dallas/Fort Worth International Airport is partially located within Irving’s city limits, which is why many Fortune 500 companies call Irving home, including ExxonMobil, Fluor Corporation, and Kimberly-Clark. Even the Dallas Cowboys held their football games there at Texas Stadium in Irving from 1971 to 2008. Irving’s upscale community of Las Colinas was one of th
Market Realist •

What Happens During a Censure in Congress?

On Nov. 17, the House of Representatives narrowly voted 223–207 to censure Arizona Republican Paul Gosar for sharing a violent animated video on social media. What happens with a censure in Congress?

A censure in Congress is basically a slap on the wrist for bad behavior. Congressional members in both the House and the Senate, judges, cabinet members, and even the U.S. president can be censured.

According to the U.S. Senate website, a censure is a “formal statement of disapproval” that's less
Market Realist •

Do Medical Bills Affect Your Credit Score?

When struggling with debt while trying to maintain or build a decent credit score, you may be tempted to put off paying some bills so that you can pay others. Do medical bills affect your credit score?

The short answer is yes. Outstanding medical bills can negatively affect your credit score and, once they're on your credit report, it can take seven years to get them off.

Medical bills are sent to collections after 90 to 180 days According to consumer credit bureau Experian, healthcare provide
Market Realist •

Pfizer Paid the Largest Criminal Fine in U.S. History—Lawsuit Details

Getting full approval from the FDA for its COVID-19 vaccine is a big deal for Pfizer. The FDA-stamp of approval is a critical step in getting a drug to the market. If a pharmaceutical company starts promoting a drug for something that the FDA hasn’t okayed, it can get in big trouble.

In 2009, Pfizer agreed to pay $2.3 billion in a criminal and civil liability lawsuit stemming from the illegal promotion of certain drugs. At the time, it was the largest healthcare fraud settlement in history.

In
Freeway Insurance Knowledge Center •

Renters Insurance in California | Freeway Insurance

With the median price of a home in California at $588,070, it is no wonder why over 45 percent of residents in the state choose to rent their home instead of buy. There are over 17 million Californians who rent their homes, and the average rent is $1,488.

Renters insurance in California is also more affordable than homeowners insurance. The average price for in California is $195 per year, which is slightly above the national average of $185 per year. Compare that to which has an average cost o
Market Realist •

Should I Pay Off My Mortgage or Invest? Best Avenue for Extra Money

If you have an extra chunk of change, maybe through an inheritance, a salary increase, or winning the lottery, congratulations! Now you have some decisions to make on how you should spend the money. Should you pay off your mortgage or invest the money in the stock market?

Paying off your mortgage can save you on interest. You might be quick to want to use the extra money to pay off your mortgage. Doing so can relieve you from making monthly mortgage payments and can also save you from paying lo
Blog Oasis Insurance •

Do I Need Motorcycle Insurance in Arizona? | Oasis Insurance

With 300 days of sunny weather a year, Arizona is the perfect place to hit the open road on a motorcycle. But before you decide to go cruising on two wheels, you’ll need to make sure that you’re covered by in the event you get in an accident and damage your bike, or injure yourself or others.

What Are the Motorcycle Insurance Requirements in Arizona?

Arizona mandates that all motor vehicles operating on state roads have at least liability insurance. This includes cars, motorcycles, mopeds, sco
Blog Oasis Insurance •

How to Take Your Pet on a Road trip | Oasis Insurance

Before you hit the road, there are several things you should keep in mind that will help make your trip a safe and enjoyable one for you and your pet.

Most importantly, make sure you have affordable car insurance before you head out to protect yourself, your loved ones, and your pet.

When with your furry friends, keep these six things in mind:

1. Ensure Your Pet Has a Clean Bill of Health

Spending hours traveling in a car can be stressful for pets, especially if they are older and have some
ACNE RIMEDI - Fitness News •

Botox and Dysport: What’s the Difference?

No one enjoys getting older. As we age over time, fine lines and wrinkles start to appear. Looking in the mirror, you wish there was some way to stop looking older.

Minimally invasive injectables like Botox and Dysport cosmetic san francisco ca do just that. Both are forms of botulinum toxin type A approved by the FDA to minimize fine lines and wrinkles.

They work by temporarily paralyzing your face muscles to reduce wrinkles and smooth skin.

Although both are effective in reducing your wrink
DM News & Info •

4 Ways an Infrared Sauna Can Lead to a Healthier, Happier You – DM News & Info

Are you suffering from sore muscles, joint pain, and overall fatigue? A few minutes in an infrared sauna can set you on a path to a healthier, happier you.

This type of sauna uses infrared light that penetrates your skin to heat your body without heating the surrounding air. The therapy has been used for decades by chiropractors, physical therapists, and doctors. Today, you can even find an infrared sauna at your neighborhood day spa Fredericksburg.

When you sweat in an infrared sauna, your bo
rpd •

What Insurance Coverage Does Your Restaurant Need

Opening a restaurant can be an exciting venture. Like any business, you want to protect your investment with business insurance Newark DE should something unforeseen happen, like a grease fire or food contamination.

First and foremost, make sure to check local and state laws for restaurant insurance coverage requirements. Most states require restaurants to carry workers’ compensation, unemployment insurance and automobile liability insurance.

Here are some other common coverage types for resta
Money For Lunch | •

5 Tips to Minimize Risk in Commercial Real Estate Investing – Money For Lunch

When it comes to wise investments, commercial real estate is a more profitable long-term option than stocks and securities. But, it does come with risks.

According to Paul Daneshrad, CEO of Starpoint Properties, LLC in Los Angeles, understanding the risks and knowing how to avoid them is key to your success in commercial real estate investing.

Here are five tips to minimize risk:

1. Buy the Right Property Type for You

There are four primary types of commercial real estate – Multifamily, Offi
Online content •

5 Steps to Prevent Colic in Your Horse

Colic is the number one killer of horses. It’s not a disease but a gastrointestinal condition that causes abdominal pain. According to the American Horse Council, more than 64,000 horses die due to colic-related problems each year. With those numbers, it’s smart to get horse medical insurance. Here are five steps you can take to help prevent colic in your horse.

Grass is the best food for a horse. Secondary to grass is hay. Grain feed made of corn, oats and barley is usually used to supplement
Market Business News •

6 Rewards in Commercial Real Estate Investing

You want to start building a nest egg that will give you a decent income when you retire. There are several options to invest your money – stocks, bonds, securities or real estate.

When it comes to wise investing, Paul Daneshrad, CEO of Starpoint Properties, LLC in Los Angeles, says there are many advantages to putting your money behind commercial real estate investment. It offers asymmetrical returns, where the potential gain is greater than the risk, he said.

Here are the main rewards that c
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